<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:georss='http://www.georss.org/georss' xmlns:gd='http://schemas.google.com/g/2005' xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-6131800345571947409</id><updated>2011-04-21T15:02:38.641-07:00</updated><category term='mean'/><category term='Miserly'/><title type='text'>CHEAPshots</title><subtitle type='html'>Articles about cheap living here in the Ozarks.</subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://cheaparticles.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6131800345571947409/posts/default?max-results=100'/><link rel='alternate' type='text/html' href='http://cheaparticles.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>M.</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>4</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>100</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-6131800345571947409.post-7298952021459392739</id><published>2008-12-31T10:17:00.000-08:00</published><updated>2008-12-31T10:25:02.705-08:00</updated><title type='text'>Trimming Your Waste Line: 50 ways to use less, waste less</title><content type='html'>&lt;h3 class="sidebar"&gt;&lt;span style="font-weight: normal; font-style: italic;"&gt;This is excerpted from an excellent article &lt;a href="http://www.naturalhomemagazine.com/Inspiration/2005-01-01/Less-Is-More-Really.aspx?page=4"&gt;“Put Your Life On A Diet”&lt;/a&gt; in Natural Home Magazine. It's lovely the way environmentalism and cheap come together.&lt;/span&gt;&lt;br /&gt;&lt;/h3&gt;&lt;p class="sidebar"&gt;PLASTICS, PETROCHEMICALS, AND PACKAGING&lt;/p&gt;&lt;ul&gt;&lt;li class="sidebar"&gt;Learn to love your unique looks without cosmetics— others will too.&lt;/li&gt;&lt;li class="sidebar"&gt;Use less laundry detergent. Are your clothes really that dirty?&lt;/li&gt;&lt;li class="sidebar"&gt;Borrow books, CDs, DVDs, and video games from the library, rental store, or friends.&lt;/li&gt;&lt;li class="sidebar"&gt;Use fewer household cleaners. Try soap and water, baking soda, or vinegar instead.&lt;/li&gt;&lt;/ul&gt;FOOD AND LAND&lt;br /&gt;&lt;ul&gt;&lt;li class="sidebar"&gt;Skip prepared and frozen food. Make dinners from scratch; make lunches from leftovers.&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Buy produce from local farms, Community Supported Agriculture (CSA), or co-ops.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Choose beans over meat.&lt;/div&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="sidebar"&gt;GASOLINE&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Share a car. Visit Carsharing.net for info.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Buy an alternative-fuel car as your next vehicle.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Carpool, walk, bike, or ride a bus to work and on errands when possible.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Use a push mower and trim bushes by hand.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Shop online or by phone rather than drive around.&lt;/div&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="sidebar"&gt;BUILDING MATERIALS&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Fix up an old house rather than build new.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Clean out your garage, basement, and closets rather than buy a home with more space.&lt;/div&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="sidebar"&gt;STUFF&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Avoid shopping for fun.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Share a lawnmower and tools with your neighbors.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Rent a truck, power tools, and camping equipment when the need arises from a rental company.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Limit your holiday gift giving and make personal gifts like homemade bread.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Shop at garage sales and thrift stores.&lt;/div&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="sidebar"&gt;CREATE LESS TRASH&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Learn to do your own repairs rather than throw things away.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Swap and recycle anything and everything you can; join Freecycle.org.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Donate extra paint to graffiti abatement or urban renewal programs.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Trade extra school supplies from last year; have a swap in your neighborhood.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Give scrap lumber to scouts.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Use raked leaves and cut grass as mulch.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Throw vegetable and fruit scraps into compost.&lt;/div&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="sidebar"&gt;ALUMINUM&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Use recyclable containers when possible.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Put a cookie sheet instead of foil on the bottom oven rack to catch drips.&lt;/div&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="sidebar"&gt;WATER&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Reuse bath water for plants.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Limit sprinkler time on your lawn.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Wash clothes after two wearings instead of one (hang them inside-out after one use).&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Flush less often.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Xeriscape your garden.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Wash your car less—and do it yourself with a bucket.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Use a low-flow showerhead with a shut-off button.&lt;/div&gt;&lt;/li&gt;&lt;/ul&gt;PAPER AND WOOD&lt;br /&gt;&lt;ul&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Borrow books from the library.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Use the back side of copy paper.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Get off junk mail and catalog lists; visit DMAConsumers.org.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Give gently used books and magazines to a nursing home, hospital library, or literacy group.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Get the newspaper online rather than at your doorstep.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Share magazine subscriptions with friends.&lt;/div&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="sidebar"&gt;ELECTRICITY&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Turn out the lights when you leave a room.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Use ceiling fans to boost your cooling/heating system effectiveness.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Use lower wattage bulbs or unscrew one from a too-bright fixture.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Use compact fluorescent bulbs.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Choose not to hang holiday lights.&lt;/div&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="sidebar"&gt;CLOTHING AND MATERIAL&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Give clothing you don’t wear to charity.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Learn how to mend clothes.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Save dingy towels, holey T-shirts, and old sheets for cleaning rags and dropcloths.&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div class="sidebar"&gt;Recycle old denims or wool suits to make a woven or braided rag rug.&lt;/div&gt;&lt;/li&gt;&lt;/ul&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6131800345571947409-7298952021459392739?l=cheaparticles.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://cheaparticles.blogspot.com/feeds/7298952021459392739/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=6131800345571947409&amp;postID=7298952021459392739' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6131800345571947409/posts/default/7298952021459392739'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6131800345571947409/posts/default/7298952021459392739'/><link rel='alternate' type='text/html' href='http://cheaparticles.blogspot.com/2008/12/trimming-your-waste-line-50-ways-to-use.html' title='Trimming Your Waste Line: 50 ways to use less, waste less'/><author><name>M.</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6131800345571947409.post-1009735874420757914</id><published>2008-12-30T08:50:00.000-08:00</published><updated>2009-01-07T09:55:02.687-08:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Miserly'/><category scheme='http://www.blogger.com/atom/ns#' term='mean'/><title type='text'>When It's NOT Okay To Be Cheap</title><content type='html'>Cheap is one thing, miserly is a whole ’nother. Yes, it’s true that the dictionary does not see this distinction, but I do. While I will proudly reclaim “cheap” from the trash heap, I do not want to encourage the meanness that miserly implies, at least to me. “Miserly” implies the frugality is not from necessity or thoughtfulness, without regard to the suffering it will create.&lt;br /&gt;&lt;br /&gt;So here is my list of when it is definitely NOT okay to be “cheap” (or rather, miserly):&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;&lt;/span&gt;&lt;blockquote&gt;&lt;span style="font-weight: bold;"&gt;1. Tips.&lt;/span&gt; Waiters and waitresses make a horrible hourly salary, so they depend on the tips. I've heard people argue that the tips are bonus, and shouldn't be mandatory (as a reason for not leaving one). Some people will be overly demanding or have unattainably high expectation from the wait-staff, simply to get out of paying the tip. These are mean-spirited strategies for getting out of paying a tip that affect the life of another human being, someone with bills and kids and responsibilities. It is a luxury that you get the final say on how much the service was worth, and by all means, if it was exceptionally bad, vote with the tip. But put yourself in your server's shoes, and if you could do no better, think of how you would like to be compensated. Restaurants SHOULD charge more and just pay their waitstaff. I wish they would.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;2. Wages.&lt;/span&gt; If you find yourself in the position of paying someone for work they've done, do not try to get the work done for less than it's worth. Try to keep in mind that the money you pay helps support a real person. If you run a retail business, of course you must look at the profits, but increasing them on the backs of those who helped make that happen is a cruel way to grow a business.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;3. Stuff.&lt;/span&gt; When buying something from one store instead of another, consider why it is cheaper. Are they paying people a living wage? Was it manufactured with prison/slave labor? Is there a way to buy a similar product for a higher price that doesn't promote cruelty? Did it take massive resources to produce? Was it shipped from way far away?&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;4. Disposable Stuff.&lt;/span&gt; Choosing poorly-crafted items because they are cheap and can easily replaced is short-sighted, and is an unsustainable (and ultimately more costly) method of saving. By investing in well-made, long-term tools, you save yourself the constant headache of endlessly replacing.&lt;br /&gt;&lt;/blockquote&gt;&lt;br /&gt;If your frugality does harm, rather than good, it is &lt;span style="font-style: italic;"&gt;not&lt;/span&gt; acceptable frugality. Consider the environmental impact, the health impact, and mostly, the human impact, then make the choices that will leave you feeling good about being cheap.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6131800345571947409-1009735874420757914?l=cheaparticles.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://cheaparticles.blogspot.com/feeds/1009735874420757914/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=6131800345571947409&amp;postID=1009735874420757914' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6131800345571947409/posts/default/1009735874420757914'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6131800345571947409/posts/default/1009735874420757914'/><link rel='alternate' type='text/html' href='http://cheaparticles.blogspot.com/2008/12/when-its-not-okay-to-be-cheap.html' title='When It&apos;s NOT Okay To Be Cheap'/><author><name>M.</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6131800345571947409.post-2353278692554076985</id><published>2008-12-25T19:12:00.000-08:00</published><updated>2008-12-27T17:06:34.779-08:00</updated><title type='text'>10 ways to reduce want</title><content type='html'>Longing for something that you cannot attain is painful, so alleviating the want should lead to a more pleasant existence. Two strategies to help are: getting the things you want and reducing the number of things you want. With unlimited means (money, time) you could hypothetically get everything you want, but this strategy seems a sure way to feed a bad habit, rather than recognizing it and kicking it.&lt;br /&gt;&lt;br /&gt;The following are ideas to help reduce want in your life, either by changing the way you see things, so your list of want can shrink, or by providing low-cost (cheap) solutions to attaining the things that cannot be removed from the list of want:&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;1. Find Gratitude.&lt;/span&gt; Someone once told me that there could be no heaven because we become acclimated to whatever state we are in. The perfect condition would become commonplace, and therefore lack the joy and euphoria required of heaven. In order to appreciate it, we would have to be able to remember vividly the pain of not having it. The logic seems reasonable, yet I can't help but think if we could remain mindful of what life is without the things we have, if we could focus on the good things and be glad for it, it would keep this boredom from settling in and we would remain content. Want, after all, grows from discontent.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;2. Embrace Environmentalism.&lt;/span&gt; Sometimes, in the battle of want, it helps to have more than just willpower, so use the good feeling you gain from doing something positive for the environment as your guide. The energy and resources it takes to create any given (from the harvesting of the raw materials, to the processing of these materials, to the shipping of the goods, and the display space that must be heated and cooled) all create pollution and waste. Add to this additional waste in the form of trash (packaging, item at the end of its usefulness) and you have a huge environmental impact. See &lt;a href="http://www.storyofstuff.com/"&gt;this entertaining and informative video&lt;/a&gt;, you know, to get tough about wanting stuff.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;3. Make Things.&lt;/span&gt; People used to do it all the time. They made stuff. Made clothes. Made food. Made tools. Made all kinds of things. When you make something, and take care with the craftsmanship, you treasure it a little more, and are less likely to see it as disposable. Besides, how cool is it to make something wonderful. Make a garden or a card.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;4. Satisfy the Need to Shop.&lt;/span&gt; I realize it is a very unusual tip to add to the list, but hear me out. There is something about shopping that is, for some, therapeutic. Some evidence exists that shopping links back to our early instincts for hunting &amp;amp; gathering, which may explain why some find comfort in this activity. Without discipline, however, shopping can quickly spiral out of control. Until you beat the need for shopping as an activity, change the rules a bit. Instead of going shopping unarmed, shop with purpose. Make a list of things that you will have to get anyway (gift for some one's birthday, anniversary, wedding, etc.) and “hunt” for these items. You can even make your holiday list early and leisurely “gather” these perfect gifts.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;5. Block out the ads.&lt;/span&gt; Television shows have sponsors with really compelling commercials. Both the shows and the commercials trigger want, by showing you what happens without the product, or how wonderful it is to have it. Commercials are seductive and sly. If commercials didn't work, companies wouldn’t be willing to spend as much as they do promoting their products by paying for television. Consider it the next time you are watching t.v.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;6. Visit the Library.&lt;/span&gt; Library cards are free to county residents, and entitle the holder to check out all kinds of resources... books, CDs, DVDs, even children’s toys! They even take recommendations from patrons for new material. Classics movies and how-to videos are always on the shelves, while new releases tend to have a waiting list. If you aren't in a big hurry to see something, sign up for several with long waiting lists, then forget about it. You will get a notice as soon as it’s your turn to view it. The library also has regular movie nights, music nights and other big fun. &lt;a href="http://thelibrary.springfield.missouri.org/"&gt;Click to visit my library&lt;/a&gt; (maybe yours too, if you live in Greene County)&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;7. Get Feng Shui’ed.&lt;/span&gt; Clutter is a big harmony disruptor. Just by getting rid of things, you lighten your world, make life more pleasant and easy. By bringing in more stuff, you raise the potential clutter that you bring to your life as well. Having less stuff, and the peace that brings, is a want you can attain.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;8. Appreciate Vintage.&lt;/span&gt; By looking for used things, you extend the life of an item, while cutting down on what it took to make it. Freecycle, Craigslist, local flea markets and thrift stores are all good places to find good, used stuff. Besides being an inexpensive and environmentally friendlier way to go, often the older stuff was made of better materials and is not so run-of-the-mill.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;9. Play The “Waste” Game.&lt;/span&gt; Notice how much waste you generate in a week, and consider where all of that waste must go. Try to reduce the amount of waste you create. This will automatically cut down on your consumption because every bit of packaging must either go into the trash.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;10. Create False Want.&lt;/span&gt; Similar to #1, but more of an exercise. Start by taking stock of what you have, then choosing one of these and imagining what it would be like to not have it (your health, a place to sleep, food) you can refocus on what you have, rather than on what you lack (or want). Intentionally skip a meal, or bundle up and go outside to “nap” and imagine what it would be like to be without your shelter. Go back inside and enjoy the feeling of having, instead of wanting.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6131800345571947409-2353278692554076985?l=cheaparticles.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://cheaparticles.blogspot.com/feeds/2353278692554076985/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=6131800345571947409&amp;postID=2353278692554076985' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6131800345571947409/posts/default/2353278692554076985'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6131800345571947409/posts/default/2353278692554076985'/><link rel='alternate' type='text/html' href='http://cheaparticles.blogspot.com/2008/12/7-ways-to-reduce-want.html' title='10 ways to reduce want'/><author><name>M.</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6131800345571947409.post-2997495268131210614</id><published>2008-07-04T08:36:00.000-07:00</published><updated>2008-11-15T08:39:50.193-08:00</updated><title type='text'>$600 (make that $300) of Happiness: What They Didn't Tell You About that Rebate</title><content type='html'>Free money. What could be more exciting. It's like finding a twenty dollar bill in your pocket that you'd forgot about, only MUCH bigger.  I was counting on 600 dollars (because that was all the talk) but apparently my bonus gift was only 300. Still, woo hoo! Free money, right?&lt;br /&gt;&lt;br /&gt;The idea of free money makes people reckless, buy something crazy, something "not in the budget". Doesn't matter, because it's free money!&lt;br /&gt;&lt;br /&gt;Well, I started thinking about this "free money". Where did it come from? Right now, as a country, we are in debt up to our eyeballs for this war in Iraq. War is expensive, and in the past, war was financed by increased taxes. Pay-as-you-go. To-war. And this system made &lt;span style="font-style: italic;"&gt;everyone&lt;/span&gt; aware of just how much it cost to fight. But this war is different. We are paying for it with a credit card, one with an amazingly high limit, apparently. We owe foreign countries a lot of money, which means we are gonna have to do some major kissing up (and paying back) to keep our economy going once the bills come rolling in.&lt;br /&gt;&lt;br /&gt;Once I saw an ad for assistance to people who'd &lt;a href="http://uk.youtube.com/watch?v=hn5EP9StlVA"&gt;gotten themselves into economic hot water by charging a whole bunch of stuff&lt;/a&gt; and racking up a huge debt. It starts with a guy bragging about his possessions and lifestyle, all the items that make up a suburban dream life. But there's something not right about his tone, and he reveals that he is in debt ”up to his eyeballs”. “Sombody help me.” he says, in the same superficially calm tone, barely masking the underlying desperation.&lt;br /&gt;&lt;br /&gt;I pictured what comes next in the guy's life. Although the ad is for refinancing your home or borrowing against the equity, without huge changes this is only a temporary solution at best. He'll have to: Sell the house (if he can) before it is foreclosed upon. If possible, return any unused items for a refund. Learn to do without, without much more than he did without before getting himself into debt, because not only will he have to pay for the (previously inadequate) lifestyle, but for the debt and interest accumulated during his attempt to live beyond his means.&lt;br /&gt;&lt;br /&gt;But I digress. What this is about is that "free money" most of us got. Where did it come from? Well, actually, it came from you! Or rather, it will. It is borrowed against next year's income tax refund, or so I hear. If this seems vaguely familiar, it should be... we got this same kind of deal a few years ago, leaving many people in dire straits when the refund they were expecting was non-existent, or worse, they owed money because the amount they got exceeded the amount they were supposed to get.&lt;br /&gt;&lt;br /&gt;Since we, as a nation, have no money and are therefore forced to borrow money from other nations (not like a loan from a friend, mind you, but a loan with interest) then are we also borrowing the money to send out the "free money"? If so, who's paying the interest? Is it just going to this huge loan we are all going to have to pay? We have become the guy on the riding lawn mower, looking at all our stuff "See this imported stuff? See this war? See my huge military complex, my contractor buddies, my health care industry? Somebody help me, please?"&lt;br /&gt;&lt;br /&gt;Some people, &lt;a href="http://notspending.blogspot.com/2008/01/call-to-nonviolent-protest.html"&gt;angered by the continued call for consumerism in the face of crises&lt;/a&gt;, have voiced the need for alternatives to this “keep shopping” solution, a protest of sorts against the short-sightedness of this kind of thinking. Everything from “using the money to pay of debt”, “put it into savings”, “help an underfunded, deserving charity”, or “send it back” has been proposed.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6131800345571947409-2997495268131210614?l=cheaparticles.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://cheaparticles.blogspot.com/feeds/2997495268131210614/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=6131800345571947409&amp;postID=2997495268131210614' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6131800345571947409/posts/default/2997495268131210614'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6131800345571947409/posts/default/2997495268131210614'/><link rel='alternate' type='text/html' href='http://cheaparticles.blogspot.com/2008/07/600-make-that-300-of-happiness-what.html' title='$600 (make that $300) of Happiness: What They Didn&apos;t Tell You About that Rebate'/><author><name>M.</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry></feed>
